Introduction

Denmohor is an obligatory right of a wife and a religious debt for the husband according to Islamic and Contract Law. The Den Mohor Takaful Plan is an innovative solution designed to help married or bachelor individuals accumulate the required funds to fulfill this obligation while providing comprehensive Shariah-compliant protection.

Features & Benefits

• Eligibility: Male individuals aged 20 to 55 years.
• Terms: Flexible durations between 10 to 20 years.
• Survival Benefit: At maturity, the participant receives the Full Face Value plus Accrued Profits, which can be utilized to pay the Denmohor or for other purposes.
• Death Benefit: If the participant passes away within the term, the nominee receives the Full Face Value (100%) plus Accrued Profits, ensuring the debt of Denmohor is covered and the family is financially secure.
• Investment Loan: Up to 90% of the surrender value is available as a Shariah-compliant loan after 2 years.
• Tax Efficiency: Eligible for income tax rebates and tax-free payouts.