Plan 06: Hajj Takaful Plan (With Profit)

Introduction

Performing Hajj is a sacred duty for every able Muslim. The Hajj Takaful Plan is designed to help Takaful Participants accumulate the necessary funds for Hajj while providing comprehensive Shariah-compliant protection during the term.

Features & Benefits

  • Terms: 5 to 15 years.
  • Age Limits: 20 to 55 years.
  • Survival Benefit: At maturity, the participant receives the Full Face Value plus Accrued Profits, providing a lump sum for Hajj or other purposes.
  • Death Benefit: Should the participant pass away within the term, the nominee receives the Full Face Value (100%) plus Accrued Profits, ensuring financial security for the family.
  • Investment Loan: Up to 90% of the surrender value can be taken as a Shariah-compliant loan after 2 years of contributions.
  • Tax Benefits: Eligible for income tax rebates